I parked up on the driveway of their house in the affluent Westbury-on-Trym area of the city. Unclipping my kit bag from the rear carrier, I crunched up the gravel path. In response to my knock, Ruth answered the door and immediately clasped her hand to her mouth. She looked stunning in Levis and a tight white t-shirt."Oh my God!" she cried, rocking with laughter. "Look at the state of you! There's no way you are coming through this door like that." Is there a tradesmen's entrance then?" I asked, grinning through my muddy face."No, you silly bugger, but you're not getting that mud on my mum's carpet."Over Ruth's shoulder, I saw her mother approaching up the hallway. Probably not the best way to meet her for the first time. She was a little taller than Ruth, in her late 30s, possibly 40, and a bit of a looker."Ah...., hello, you must be Sam," she said a little hesitantly."Hello Mrs Pemberton, it's good to meet you," I said offering my hand. She looked at it, noted the mud, and. Do not make things worse for yourself!You will speak only when I address you. Is that clear?? His voice had the edgeof a razor, and Katie dropped her head, humiliated almost to the point oftears.?Yes,? she said, barely audible.?Yes, what?? Davison fired back.Katie looked up beseechingly, and then sighed. ?Yes, sir, Mr. Davison.? A smile brimming withevil pleasure twisted the banker?s face only momentarily before he returned tohis browsing.After another minute of making her squirm, Davison flung the finalpaper to his desk with a disgusted grunt.?Your credit is a disaster! It?s no wonder you haven?t been able tomake your mortgage payments, carrying this kind of debt around,? he huffed. Hetook a white silk handkerchief from his breast pocket and primly began to polishhis eyeglasses.?I beg your pardon!? Katie blurted, unable to contain herself at theman?s rudeness any longer. ?We?ve made our payments on time for the pastfifteen years!?Davison sniffed haughtily. ?Really? Well, we haven?t.
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