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The responses varied from too few stocks to too many stocks, from too much money invested in one individual stock to not enough invested in foreign stocks. The husbands who had monies coming in from social security or pensions had not included phantom income in doing their investment allocation.Tom thanked them for their doing the homework and then launched into individual stock selection. He covered a successful mutual fund manager’s advice about looking at cars in the parking lot or people waiting to get into a store suggestions on how to select stocks. He countered that with the efficient market hypothesis and the conflicting opinions on that hypothesis from other respected investors and behavior economists.The benefit of investing in mutual funds or ETF’s which gave diversification because of the number of stocks in those funds was covered. The standard of comparing investment results to the S and P performance was discussed. He mentioned that an investor needs to balance the. Choda fir sidiyo ke sahare choda es karte karte karib maine unko 45min. tak dusra shot chal hamara fir ham alag hue us bich pata nahi wo kitni bar jadi fir unhone mughe kaha tum yahi ruk Jao to maine kaha koi aa jayega to wo boli koi nahi aayega usne uski kaam wali bai ko phone karke kaha diya mai bahar ja rahi hu tum parso aana fir maine unko us din bhar 3 bar choda aur raat mai bhi choda dusre din subha 6 baje fir ek bar choda fir ham sath mai nahaye tab maine unko nahate huye jarjast pani mai chudai ki fir hamne kahana khaya fir ham 11 baje dono bedroom mai nange hi so gaye thodi der Baad phone ki ghanti baji to nind khuli to dekha ki 3 baj gaye the unhone phone receive kara to unke husband ka tha wo bole mai aab return ho raha hu kutch lana to nahi hai to wo boli kutch nahi fir unhone phone rakh diya wo car se aane wale the to Bhopal se Indore aane mai 2:30 ghante lagate hai wo boli 6 baje tak wo aa jayenge tum 5 baje chale jana maine kaha thik hai fir ham uthe aur cofy pee viase.
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