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Unfortunately, of course, we can’t take out that mortgage. Only Anna can.”There we were, back at the $75,000 number. I was willing to take the loan and guarantee it with the property, but I still didn’t know how to go about raising the funds.Rex explained that we couldn’t get an 80% loan on raw land. Even if it was producing, the banks wouldn’t lend more than 50% loan to value and the interest rate would be higher. Brian was crushed. I wondered how much dirt we could shovel onto these kids before they realized they were buried.“I believe that Rex and Anna and I could put together a package that would be quite attractive and might not delay getting started,” Jean Duval said. Rex had turned to me as soon as he finished his explanation so I didn’t catch everything that was said.“Anna, we have the $75,000,” he whispered. “The lender wishes to remain outside the arena of common knowledge.”“I can’t take money from Art,” I said. I had a reasonably good relationship with my ex, but I just. She wanted to think about this odd encounter with the boy who knew too much.With much giggling, Emily and Kelly put lotion on their hands and began to spread it on Jake’s legs. They started down near his ankles and worked upward tentatively. He rolled up the bottoms of his baggy trunks to give them a stopping point about halfway up his thigh.Jake wanted to laugh as he read the chaotic, excited thoughts the girls were having.“You missed a spot,” he said, pointing to a random place near his knee.“Nuh-huh,” Emily said, but she ran her hand over the spot again.Jake turned over on his belly.“Would you get the backs of my legs, too?”They did with alacrity.“Thank you, Emily,” Jake said when they had finally finished. “How are you enjoying your vacation so far?”“It’s neat,” she said shyly. “Iowa’s flat and all you see are corn and sorghum fields. The mountains around here are so beautiful.”“It’s flat where I come from, too. I just got out of eighth grade. How about you?”“I’ll be in eighth.
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